Individuals and SMEs are unaware of their environmental impact and lack simple ways to reduce it. In Brazil, 80% believe financial institutions should lead the environmental agenda, while regulatory pressure (Resolution CMN No. 4.945) demands green solutions

A single API, embedded in banks’ and acquirers’ apps, that translates financial data into a carbon footprint, provides personalized insights to reduce emissions, and offers a marketplace for carbon credits, reforestation, and renewable energy. The solution calculates CO₂ even in PIX and boleto transactions, prices in local currency, issues nominal retirement certificates, and serves both individuals and SMEs