Nuvala is a platform that reduces inter party costs between insurers by reducing both the number and cost of litigated claims – and therefore the required, regulated reserves. Our first focus areas: 1) A digital negotiation platform between motor vehicle insurers, both in SA and UK. The platform introduces collaboration tools, legal business rules, automated workflows, decision support and KPI measurements to, what is currently, an unstructured and unmanaged environment. 2) An Online Dispute Resolution (ODR) platform for the adjudication of personal injury claims to qualified adjudicators. Offshoring to lower cost jurisdictions is also possible.